Selected theme: Managing Cash Flow in Your Small Business. Welcome, builder! Let’s turn the lifeblood of your company—cash—into a calm, predictable current. Expect practical tactics, founder-tested rituals, and stories you can use today. Subscribe and join the conversation after each section.
Follow the Money In and Out
Trace every dollar’s journey from quote to bank deposit to supplier payment. Mapping the path reveals friction points, delays, and silent leaks that make profitable businesses feel broke. Share where your cash gets stuck most often, and we’ll tackle it together.
Profit Isn’t Cash
Income statements can flatter; cash exposes reality. Depreciation, accruals, and inventory purchases distort timing. Managing cash flow in your small business means prioritizing when money lands, not just how much profit appears on paper. Comment if you’ve learned this the hard way.
A Founder’s Wake-Up Call
One owner saw record sales yet nearly missed payroll because receivables lagged sixty days. A simple weekly cash review prevented crisis the very next quarter. Start your habit today—subscribe for a printable checklist to run the same review every Friday.
Forecasting with Confidence: See the Next 13 Weeks
List opening balance, expected inflows by customer, and outflows by category week by week. Keep it simple, living, and honest. Managing cash flow in your small business thrives on routine updates, not perfection. Ask for our template if you want a clean head start.
Forecasting with Confidence: See the Next 13 Weeks
Model a Base case, Stretch case, and Storm case. Adjust conversion rates, payment timing, and inventory buys. Seeing ranges reduces panic and encourages measured action. Post which scenario you’re in right now, and we’ll send tips tailored to your lane.
Invoice Design and Clear Terms
Use plain language, itemized value, and due dates in bold. Add multiple payment options and a friendly reminder schedule. A professional, transparent invoice makes payment the path of least resistance. Drop a comment if you want our frictionless invoice checklist.
Deposits, Milestones, and Value Anchors
Request a deposit to begin, tie progress invoices to clear deliverables, and communicate outcomes, not just hours. Customers accept fair prepayments when certainty and trust are high. Managing cash flow in your small business starts with confidence in your own terms.
Collections with Empathy
Assume good intent. Ask about obstacles, offer small plans, and schedule next steps on the call. A respectful tone preserves relationships while moving cash. Share your best wording for a gentle nudge, and we’ll compile a community playbook.
Controlling Outflows: Spend Deliberately, Not Desperately
Rank outflows using a simple matrix: keeps doors open, feeds revenue, builds future capability. Pay mission-critical items first, defer low-impact nice-to-haves. Comment which expense surprised you as nonessential after a month of scrutiny.
Bridging Gaps and Building Buffers
Aim for one to three months of operating expenses as a cash buffer, adjusted for volatility and seasonality. Build it deliberately with small weekly transfers. What’s your target, and how close are you today? Share to stay accountable.
Signals, Mistakes, and Comebacks
Watch for growing receivables, rising inventory days, or slipping forecast accuracy. Small drifts compound into crunches. Catching trends early lets you nudge instead of rescue. Which signal do you monitor most closely? Tell us below.
Signals, Mistakes, and Comebacks
Overhiring on optimism, discounting without discipline, buying inventory for ‘someday,’ and ignoring tax accruals. Choose one trap to eliminate this month and share your plan. Managing cash flow in your small business advances one wise decision at a time.
